Have you ever had those moments when you wonder how did I end up here?
Recently I (and my husband) have been having many of those moments.

Moment #1 - I am almost 30. 30? 30!
What does that mean?
I need to start figuring out grown-up life.
i.e. retirement.
My husband has a policy through his employer.
Sadly I do not.
However, I do now have an IRA set up
Score!

Moment #2 - Wow?! How did we end up with that many bills?
I know how...
student loans and those pesky student credit cards
oh yea, and don't forget our mortgage and car loan.
But alas, with a frugal lifestyle (and some allowances of course), we will be debt free by 35!
I can live with that.
In fact, if we stay on track, we can actually be debt free in 3.5 years.

Moment #3 - I need to live a frugal life, but that isn't limited to finances.
Sure finances segues into consuming less, and enjoying what we have.
But it also means, be more frugal with my time.
i.e. saying "no" to the things I don't want to do, and spending less time on the interwebs to enjoy the hobbies I say that I never have time for.
Facebook - you can wait.
In fact, you kinda suck.
We also need to be more frugal with our space.
We have so much stuff packed into our home, and truthfully we don't need it.
All it does is crowd the things we actually love and clutter our minds.
A clean space = a happy family (or a happy me at the least).

What does all this mean?
I guess we are all (kido's included) going to evaluate what's important to us, and eliminate those things that are not.

Enough rambling for today.
I have a Mini full of things to purge...